Wednesday, October 24, 2012
Addendum to my research topic
I have made an addition to my research topic. I will not only be asking why our students are not financially literate coming out of high school, but I will also be assessing the methods used in my classroom to see if they are sufficient enough to prepare our students to be ready for what life throws at them financially. I will be doing surveys, tests, interviews, reading literature. Stay up to date, because I am sure something will change soon. Thanks again for reading. Please feel free to comment on my topic with any help or criticism. I can take it!!! Thanks again.
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We've tried a couple of times to talk to administrators about offing more financial ed. classes in our school and what our students do get is pretty basic. I don't push religion on anyone or religion in the classroom but my wife and I did the Dave Ramsey Financial Peace classes and we benefited from it tremendously. I know they offer a non-religious public school edition that might be something to look at. When I sat back and thought about it, I had virtually no money training, checkbook use, bill paying experience from my parents and while I got by, a bit of instruction in my high school would have gone a long way.
ReplyDeleteMy wife and I were just talking about this very thing. We have talked in the past about possibly doing Dave Ramsey thing ourselves. Goodness knows we need it. During our conversation she came up with an excellent assignment to do with middle school or high school students.
ReplyDeleteShe suggested that we take the kids on a field trip. That we coordinate with a local apartment complex, talk with the management and arrange for them to show the kids a few different apartments. That we front load the trip with an assignment in which the children get an annual salary. They find out how much utilities would cost. And how much is left over for rent.
My students today were wowed by the fact that I make an entire 40-something thousand dollars a year. They refused to believe that that was not a lot of money. I think that if you gave them a whopping 30,000 dollars a year, then showed them what size apartment they could afford, then crammed in a spouse and child or 2, they would start to get the picture. Just an idea. It may be a little overboard, but they need some kind of wake up call before they get into the world. You are doing important work here. Keep it up.